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Travel insurance

Melbourne
Level Contributor
5 posts
60 reviews
42 helpful votes
Travel insurance

We live in Australia and have been unable to find travel insurance that will cover the Central African Republic due to the government's 'Do not travel' warning. Does anyone know of an insurer that we could use? Thanks!

1 reply
Glasgow, United...
Level Contributor
3,283 posts
1 review
1. Re: Travel insurance

If it's your governments advisory not to visit certain countries, I highly doubt anyone will have such offers,

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Some of the key words to Google are, high risk travel insurance, or travel insurance against FCDO advice,

Note: Please keep in mind that government travel bans are different from FCDO advice, so we can’t cover if you travel against government restrictions. https://www.avantitravelinsurance.co.uk/fco-advice-travel-insurance

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There's always been high risk travel insurance for mountain climbers, even though chances of surviving on worst case Everest are lower, and another example is it was available for Europeans visiting around Europe during and post Covid, such as https://www.moneysupermarket.com/travel-insurance/high-risk-voyager/

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What is a high-risk travel destination?

Under normal circumstances, countries on the FCDO list generally include:

War and conflict zones such as Syria, Iraq and Afghanistan

Scenes of recent terrorist activity or political unrest, such as (in recent years) Egypt, Turkey and Nigeria

https://www.moneysupermarket.com/travel-insurance/high-risk-voyager/

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However, a number of niche operators will provide varying levels of cover in some circumstances if you travel against the advice issued by the UK government. These include Avanti Travel Insurance, battleface, Cedar Tree, CoverForYou, Outbacker, Staysure and Voyager Insurance.

https://www.forbes.com/uk/advisor/travel-insurance/can-i-get-insurance-if-i-travel-against-fcdo-advice/

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There mus be some providers in AUS, if you Google with mentioned key words.

Edited: 1 year ago
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